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Sarah Garland

Affordable Housing Finance Specialist

Sarah Garland is Senior Vice President for PNC Bank, responsible for the FHA Production as well as Fannie Mae and Freddie Mac Affordable Multifamily Production.


Prior to joining PNC, Garland served as Fannie Mae’s national director of multifamily affordable housing since 2005. She was responsible for the production and management of all multifamily affordable products such as tax-exempt bonds, low-income housing tax credit transactions and affordable housing preservation transactions, and was instrumental in providing the executive oversight and management in fostering and growing Fannie Mae’s affordable lender relationships.


Before that, she was vice president of Wells Fargo Bank’s Community Lending Division in Los Angeles. Her responsibilities included oversight of community lending activities in Southern California, Arizona, New Mexico and Texas.


Garland is considered an industry specialist in affordable housing finance, and has proved to be a resource for many industry organizations and publications. She is currently the Chair of the MBA Lender Committee for FHA Financing, and Vice-Chair of the Multifamily Counsel of the MBA. She holds a bachelor’s degree in political science and international relations from University of California, Los Angeles.

Sarah Garland
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