Maybe you’re the rare person that never eats out at a restaurant. Chances are, however, that you do open your wallet each day to purchase some kind of item that you digest. Because these instances seem trivial, we typically have no idea how quickly spontaneous food and drink purchases add up to be a large component of a monthly budget. For example, one beverage and one snack bought daily while “on the go” probably costs at least $3. That’s $60 a month if it’s only on workdays, which translates to $720 a year. If you have refined tastes, you can probably double that amount.
www.mauicoffeeco.com ) where each bag makes about 20-25 large coffees.
He has a hip insulated thermos from Hydroflask (https://www.hydroflask.com/) that costs around $30 and is excellent for both hot and cold drinks. Each night he grinds the beans, sets his coffee maker to brew when he wakes up. He enjoys a cup while he’s getting ready in the morning, and then packs the rest for work. With these premium beans, his coffee tastes better and costs less! He still enjoys the odd coffee break out of the office in the afternoon, to get off the desk or chat with colleagues. However, he is still very far ahead financially and drinks the highest quality only.
With both of these methods to avoid an eat-out budget blow out, just a small time investment is needed. Both of the ideas will pay dividends into your bank account, and will end up saving you time in the aggregate. Coming soon is the final installment of our “Eating-Out Budget Blowout” series, which discusses ways to be social, eat out, save money and still have a good time.