Buying a home can be intimidating – especially if you’ve never gone through the process before. With so many factors involved, such as financing, paperwork & deadlines, it’s important to know what to focus on and where to start. If you’re thinking of purchasing down the road, then you should focus on two things: preserving your credit score and saving for a down payment. In order to qualify for the best rates, you will want your credit score to shine. If your credit needs som