Student loans. You’ve probably heard of them. Maybe you’ve even borrowed to finance your own higher education. I know I did. I took out a combination of loans from the federal government and private institutions so I could go to law school. The idea behind taking these loans to bankroll my education was simple. I borrowed money. A lot of money. I earned my degree. I got my dream job. Theoretically, I was going to pay off my loans within 10 years or less and ride off into the

Personal debt is easy to accumulate and a lot harder to shed. Credit is widely available, expenses are a fact of life, and we all enjoy the occasional luxury. But if you want to achieve financial independence and empowerment, try to tackle your debt burden now. Credit card debt and student loan debt are two very common kinds of debt. Of the two, credit card debt is more dangerous. Why? Because of interest rates. The average annual interest rate on credit cards in the US is ~1

Buying a home can be intimidating – especially if you’ve never gone through the process before. With so many factors involved, such as financing, paperwork & deadlines, it’s important to know what to focus on and where to start. If you’re thinking of purchasing down the road, then you should focus on two things: preserving your credit score and saving for a down payment. In order to qualify for the best rates, you will want your credit score to shine. If your credit needs som